Current Best Bank and Credit Union Rates in Carlsbad, CA
While local financial institutions like community banks and credit unions are known for offering higher rates on deposit accounts, there are definitely a few that stand out as highly competitive.
Now that it’s the end of the month, let’s take a look at where the best banking rates can be found in Carlsbad, CA. Carlsbad Banking Rates has put together a list of the top Carlsbad interest rates (within 50 miles of the city) for both savings accounts and certificates of deposit:
Best Savings Interest Rates in Carlsbad
- Bank of Internet USA: 1.75%
- Balboa Thrift and Loan Association: 1.51%
- California First National Bank: 1.4%
Highest Carlsbad 6-Month CD Rates
- Balboa Thrift and Loan Association: 1.77%
- San Diego National Bank: 1.75%
- Imperial Capital Bank: 1.56%
Top Carlsbad 12-Month CD Interest Rates
- San Diego National Bank: 2.1%
- Balboa Thrift and Loan Association: 2.02%
- Bank of Internet USA: 2.02%
Best 24-Month CD Rates in Carlsbad
- Embarcadero Bank: 2.38%
- Imperial Capital Bank: 2.31%
- Mission Credit Union: 2.25%
Please note that these rates are accurate as of the publish date but are subject to change at any time. There may also be additional terms like balance requirements or fees that must be met in order to earn the above rates.

