Best Carlsbad, CA Bank Account Rates – April 12, 2011
With so many banking account options today, you can have your pick of the best available rates in Carlsbad. Smart investors ensure that their bank account works for them, earning interest while they save. If you currently have money in a savings account, ask yourself, “Is this bank earning me the right amount of interest?”
If not, shopping around for the best rate is easy with Carlsbad Banking Rates. Using our comprehensive database, Carlsbad Banking Rates is able to bring you a list of the most competitive rates in CA from local banks and credit unions. We do all of the hard work so you don’t have to.
Average Carlsbad, CA Certificate of Deposit Rates
Currently, among the 15 6-month CD accounts available, the average 6 month CD rate is 0.42% APY, while out of 16 12 month CDs the average is 0.67% APY and 24 month CDs average 1.02% APY with 14 accounts available. Look for financial institutions offering rates that exceed these averages to decide where the best CD rates are.
Best 6-Month CD Rate
Geico Credit Union: 0.8% APYHighest 12-Month CD Rate
Seacoast Commerce Bank: 1% APY
Top 24-Month CD Rate
California Community Bank: 1.56% APY
Top Savings Interest Rates in Carlsbad, CA
When it comes to saving money, your bank account’s interest rate is one of the most important things to consider. The average savings rate in CA is currently 0.19% APY, but banks and credit unions near you are offering better rates.
Below is a list of the current top savings rates in Carlsbad, CA
- Embarcadero Bank: 0.5%
- California Community Bank: 0.4%
- Inland Credit Union: 0.35%
